Nigeria has launched a Fly Now Pay Later scheme for domestic flights, making air travel accessible to millions of Nigerians for the first time.
The Nigerian Consumer Credit Corporation (CREDICORP) announced the initiative on March 17, 2026, allowing eligible Nigerians to book flights immediately while spreading repayment over time through structured financing options.
The Nigeria Fly Now Pay Later domestic flights CREDICORP scheme targets the upfront cost barrier that has long priced ordinary Nigerians out of domestic air travel.
The scheme arrives at a critical moment domestic one-way fares hit N300,000 on some routes during the 2025 Yuletide season.
How the Nigeria Fly Now Pay Later Scheme Works
The Nigeria Fly Now Pay Later domestic flights scheme is delivered in partnership with booking platform MyVisaro and Alert Microfinance Bank.
Eligible customers visit visaro.ng, book domestic flights immediately, and repay the cost over time through structured instalments
CREDICORP said:
“Through this initiative, eligible customers can book domestic flights today and repay the cost over time through structured financing, removing the upfront barrier that often delays important trips.”
Visaro Founder Isoken Odigie said:
“Our mission is to remove the timing barrier between opportunity and access. This partnership allows us to provide structured, safe, and scalable credit solutions that make everyday life easier for Nigerians.”
While the Nigeria Fly Now Pay Later domestic flights scheme launches with air travel, Visaro plans to expand into utility bills, shopping, salary-backed credit, and merchant checkout financing.
Why Nigeria Needs the Fly Now Pay Later Domestic Flights Scheme
The Nigeria Fly Now Pay Later domestic flights scheme addresses a deepening affordability crisis in Nigeria’s aviation sector.
During the 2025 Yuletide period, one-way fares on some domestic routes surged by approximately 150%, exceeding N300,000.
Furthermore, airlines have consistently attributed high ticket prices to rising aviation fuel costs, foreign exchange constraints, and other operational expenses.
Additionally, the scheme promotes financial inclusion by expanding responsible credit access and enabling Nigerians to travel locally despite limited immediate liquidity.
CREDICORP added:
“At CREDICORP, we remain committed to expanding responsible consumer credit and enabling Nigerians to live better now, including flying locally. Fly now. Pay later. Opportunity shouldn’t wait.”
What the Nigeria Fly Now Pay Later Scheme Means for Domestic Aviation
The Nigeria Fly Now Pay Later domestic flights scheme complements existing industry initiatives. Air Peace already offers a similar instalment product called Pay Small Small, which allows customers to lock down early bird fares with as little as 10% down payment and spread the balance over a convenient period.
Additionally, the CREDICORP scheme broadens access beyond a single carrier by operating through an independent platform.
Therefore, the Nigeria Fly Now Pay Later domestic flights CREDICORP launch in March 2026 signals a structural shift in how Nigerians will access domestic air travel moving from full upfront payment to flexible credit-powered booking for the first time at a national level.
